After being in a collision while riding a motorcycle, you might wonder what will happen to your bike. Your motorcycle might be so damaged that it cannot be repaired, and you can declare a total loss. Or, the damage done to your bike might be repairable. Here are some things you should know about getting compensation for your damaged or totaled motorcycle.
When making repairs to a motorcycle, one concern is if the repairs can be made in a manner that will make your motorcycle safe to ride. A defective bike can be more dangerous to drive than a car because you can fall off it. However, if a motorcycle mechanic determines that you can repair your motorcycle, you may not be entitled to total compensation for the bike and will only be entitled to damages such as repair costs.
If the motorcycle is damaged beyond repair, you will usually hand it over, and it will be sold for parts. You will be compensated for the total value of the motorcycle. You can use the money to purchase a new one or another vehicle.
Motorcycle Insurance Policies
To receive compensation from your motorcycle insurance provider, you must have a policy that thoroughly covers the motorcycle and is not simply a liability insurance policy. However, if the other motorist is at fault, you can file a claim with the insurance provider of the motorist involved in the accident instead.
Evidence of Fault or Damage
When you file a claim with an auto insurance provider, they need evidence that the other party was at fault. They also need proof that your motorcycle was damaged. You can prove this by presenting them with repair bills and photographs of the damaged motorcycle.
When to Hire a Motorcycle Accident Attorney
This process can be complicated, and the auto insurance provider might be reluctant to compensate you for your damaged or totaled motorcycle. Therefore, you should contact a motorcycle accident attorney for help. They will help you defend the value of your claim and will also help you negotiate a higher settlement.
For example, a motorcycle accident attorney may identify other damages you might be entitled to, such as medical bills and pain and suffering. Because you can only ask for compensation once, you must make sure that your claim is as strong as possible so you can pay for your medical bills and other expenses.
Contact a professional like BRIAN E. BUCKMEIER P.C. ATTORNEY AT LAW to learn more.
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